FHA Loan Programs! FHA government home loans, FHA Loan, FHA loan Programs
WHY FHA? Quite simply because it's the very best loan program available today, that's why!
apply now!
FHA loan programs benefit those who would like to purchase a home but haven't been
able to SAVE ANY (OR LITTLE) MONEY FOR A DOWN PAYMENT. It also
allows individuals to qualify for a FHA loan whose credit has been marred
by bankruptcy or foreclosure, collections, charge-offs and
or judgments. Call Us today to
get approved, HURRY 1-888-471-2130 for all your FHA
government home loans, FHA Loan, FHA loan Programs needs..
FHA loan programs also are for home owners who; 1 - want to get
"CASH-OUT" on a refinance, 2 - want
to borrower up to 95% of the appraised value of the property, 3 -
have GOOD or BAD credit, 4 - want a super "LOW" mortgage rate !
FHA GUIDELINES
It is not necessary to meet a minimum income requirement
in order to qualify for a FHA loan. There are certain requirements that
must be met and the FHA Professionals at FHA Loans 4 Less
specialize in them. With our own "in-house" FHA underwriters, you can be
assured that your new FHA Loan is going to get the attention that it deserves.
FHA Mortgage Refinance Options
Refinancing
an FHA loan with FHA Loans 4 Less can prove to be an effective way
to put YOUR equity to work for you, so call us today for a free - no obligation
mortgage analysis
FHA offers several different options to homeowners who are considering
refinancing their current mortgage:
CASH OUT REFINANCING -
This FHA loan option allows you to "take out" the
cash (equity) in your property up to 95% of the appraised value. Use the money
for whatever you want, no strings attached.
STREAMLINED REFINANCING ( No Cash Out)
This refinancing option is to simply
reduce the interest rate on your current home loan quickly and oftentimes
without an appraisal. You can utilize this loan option as often as it make
financial sense to you - AS LONG AS YOU SAVE MONEY -you can continue to
"streamline" your current FHA loan. FHA Streamlined Refinance also saves you valuable
time and money. CALL us for all the details now, before rates go up.
In order to qualify for a Streamlined Refinance your original home loan must be
an FHA loan in good standing and the refinance must lower your monthly
interest payments.
FHA New Purchase Loans
Should I get an FHA loan? Only IF You
...... want to buy a house with a small down payment? Are you a first-time
home buyer? Have bad credit or even no credit? Are concerned that you
don't make enough money to qualify for a home loan and cover all expenses? If
any of these are yes, an FHA loan,
with the FHA experts at FHA Loans 4 Less
may be a great solution for you. Even if you have good credit and a down
payment, the increased loan limits of FHA home loans make them attractive choices
for your mortgage.
Do You Want To Buy a home with a very small down
payment?
A great point about FHA loans and the FHA Loans 4 Less, is that
you can buy a house with NO down payment. Only
three percent to be exact. That's one of the lowest down payments for any
mortgage loan offered in today's economy. And as a bonus, the FHA allows
homebuyers to use gifts from family members and non-profit groups to cover their
down payment and additional closing costs and fees. In fact, even a 100% gift
(or a personal loan) from a relative to cover all closing costs and down payment
is acceptable.
Bad Credit? Lower Credit? No worries!
With the FHA and the FHA Loans 4 Less Program, credit may not
be an issue. Bad credit scores may be ok - our FHA mortgage bankers look at each
application on a case-by-case basis. It is also may be possible for people with
no established credit to receive a loan with this program.
FHA Is The BEST choice for first-time home buyers!
The FHA Loans 4 Less Program is a great way for first-time home buyers
to buy a home. The FHA Loan permits borrowers to have a higher debt-to-income
ratio than most insurers typically allow. In other words, you can get more home
with the FHA Experts here. And with only a three percent down payment, the
FHA Loan is ideal for people without large savings
accounts to afford getting a home. Stop wasting and making your landlord
rich. You deserve the benefits (lower taxes, equity, investment potential, piece
of mind) that homeownership offers and we can help you get there. Call us
today, toll free at 1-888-471-2130.
Do You Think you make too much money to qualify for An
FHA loan? No Way!
There are no maximum income levels with FHA programs. Many homebuyers
mistakenly believe there are maximum income levels that prevent them from
qualifying for a FHA loan. Not true. There are county-specific maximum home loan
amounts however; borrowers should check with an FHALoans 4 Less
Professional mortgage banker to learn the specific requirements for the county
in which they are financing the house.
ask for Jeff LaVigne Executive FHA Mortgage Banker at 1-678-770-5046
